No Income Proof Required
You can apply for a personal installment loan without a full-time job; only your HKID card and mobile phone are needed*.
* More desirable loan amount might be approved, if additional documents can be provided.
Loan Amount up to 12X Your Monthly Salary
Borrow up to HK$1,000,000 or 12 times your monthly salary,* with a flexible repayment period of up to 60 months.
*Whichever is lower
Instant Approval via the Boni App
No need for in-person visits Complete your application, contract confirmation, and fund transfer all within the Boni App in just 2 minutes—it's as easy as 3 steps.
